Terms and Conditions

1. Acceptance of Terms

By accessing or using LomaShares, you confirm that you have read, understood, and agreed to be bound by these Terms and Conditions. If you do not agree, you should not use the platform.

2. Eligibility

To use LomaShares, you must provide accurate registration details and use the platform in compliance with all applicable rules and laws in your location.

Users are responsible for ensuring that their participation is permitted under their own local requirements.

3. Account Registration

Users must provide correct and complete information during registration. Each account is intended for a single user only.

• You are responsible for keeping your login credentials secure.
• You must not impersonate another person or create misleading account details.
• Multiple abusive or fraudulent accounts may be restricted or removed.

4. Deposits

Deposits are made through the approved payment flow available on LomaShares. A deposit is treated as successful only after the platform confirms the payment.

• Pending deposits are not treated as spendable wallet funds.
• Incorrect payment details or incomplete transactions may delay confirmation.
• LomaShares reserves the right to review unusual funding activity.

5. Investments

Users may choose from available investment plans shown on the Invest page. Each plan may include a defined price, duration, daily profit structure, return value, and per-user participation limit.

• An investment is created only after the wallet has sufficient balance.
• Existing investments continue under the values stored at the time of purchase.
• Changes to a plan later may apply only to future purchases, not already active ones.

6. Profit Processing

Daily profit is processed automatically according to the internal system schedule for eligible active investments. Profit credit depends on investment status, duration, and configured payout logic.

• Only valid active investments are considered for daily profit.
• Completed or ineligible investments will not continue receiving profit.
• Temporary technical delays in scheduled processing may occur and may be corrected later.

7. Withdrawals

Withdrawal requests are submitted through the platform and are subject to the platform rules in force at the time of request.

• A user must have invested in at least one product before requesting withdrawal.
• Withdrawal requests may be reviewed before completion.
• Users are responsible for entering the correct bank and account details.
• Incorrect withdrawal details may cause delays or failed payouts.

8. Referrals

LomaShares may provide each user with a referral code and referral link. Referral rewards may be credited only when the referred user completes a qualifying action, such as a valid investment, according to platform settings.

• Self-referrals, fake referrals, and manipulative referral practices are prohibited.
• Referral rewards may be withheld if abuse or suspicious activity is detected.
• The referral structure may be adjusted by the platform when necessary.

9. Gift Codes and Reward Features

Gift codes, promotional rewards, and reward-based features such as Spin & Win, where available, are subject to platform configuration and campaign rules.

• Gift codes may carry a fixed value and can be redeemed only under valid conditions.
• Promotional features may be enabled, disabled, or adjusted at any time.
• Abuse of any reward system may result in account restriction.

10. Prohibited Activities

Users must not use LomaShares in any abusive, deceptive, or unauthorized way.

• Creating fake or duplicate accounts for unfair advantage
• Manipulating deposits, withdrawals, rewards, or referral systems
• Attempting to exploit bugs, automation, or unauthorized access
• Providing false identity or payment information

11. Account Restriction or Termination

LomaShares may suspend, restrict, review, or terminate an account where it believes there is fraud, abuse, security risk, policy violation, or platform risk.

This may include temporary holding of activity while a review is ongoing.

12. Changes to the Platform or Terms

LomaShares may modify features, plan settings, reward structures, or these Terms and Conditions from time to time. Continued use of the platform after updates means you accept the updated terms.

13. Limitation of Liability

LomaShares provides the platform and its services subject to availability, operational constraints, maintenance needs, and evolving platform structure.

To the extent permitted by applicable rules, LomaShares shall not be responsible for indirect losses, user-side mistakes, unauthorized access caused by poor credential handling, or delays caused by third-party payment or technical systems.

14. Contact and Support

If you need clarification regarding these Terms and Conditions, you should use the official support channels provided by LomaShares.